124. Renting vs. Buying: How to Know If You’re Actually Ready to Own a Home

Thinking about buying a home can often feel like the “next step”...In this episode, I break down how to know if you’re really ready to own, and why renting isn’t throwing money away. I share the real numbers from my own home purchase, including equity gains vs. hidden costs like taxes, repairs, and maintenance.You’ll learn:What it actually costs to own a homeWhy homeownership is not always the better investmentHow to reframe renting as a strategic financial moveWhat to do if your true goal is financial freedom, not just owning propertyIf you're a first-gen Latina navigating pressure to buy, this episode is for you.1:1 Money Coaching: 1:1 is a money & investing coaching program for first gen WOC who want to financially prepare to buy their first or next home. Inside 1:1, we'll map out the best strategy to set a house budget, save for a downpayment by investing and set you up to have the best credit to get the most competitive mortgage. Book a free call her to learn more about 1:1 money coaching.