EPISODE · Jun 18, 2025 · 13 MIN
126. How to Save for a Down Payment (While Putting Your Money To Work)
from Latina Investors · host Andrea Ramos
You don’t need to save every dollar in cash to buy a home. In this episode, I’ll show you how to build your down payment with a blend of saving and investing so you can reach your goal faster without risking your money or pausing your wealth building.We’ll cover:How much you really need for a down payment (hint: not always 20%)The difference between short-term saving vs. mid-term investingHow to split your savings between a HYSA and low-risk investmentsIf you want to buy a home and want to grow your downpayment strategically by investing, this episode is for you!1:1 Money Coaching: 1:1 is a money & investing coaching program for first gen WOC who want to financially prepare to buy their first or next home. Inside 1:1, we'll map out the best strategy to set a house budget, save for a downpayment by investing and set you up to have the best credit to get the most competitive mortgage. Book a free call her to learn more about 1:1 money coaching.
What this episode covers
You don’t need to save every dollar in cash to buy a home. In this episode, I’ll show you how to build your down payment with a blend of saving and investing so you can reach your goal faster without risking your money or pausing your wealth building.We’ll cover:How much you really need for a down payment (hint: not always 20%)The difference between short-term saving vs. mid-term investingHow to split your savings between a HYSA and low-risk investmentsIf you want to buy a home and want to grow your downpayment strategically by investing, this episode is for you!1:1 Money Coaching: 1:1 is a money & investing coaching program for first gen WOC who want to financially prepare to buy their first or next home. Inside 1:1, we'll map out the best strategy to set a house budget, save for a downpayment by investing and set you up to have the best credit to get the most competitive mortgage. Book a free call her to learn more about 1:1 money coaching.
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126. How to Save for a Down Payment (While Putting Your Money To Work)
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