129. Mortgages 101: How to Pick the Right Mortgage as a First-Time Buyer

If you’re a first gen homebuyer starting your journey, this episode breaks down exactly what a mortgage is—and how to choose the best one for your financial situation.You’ll learn:What a mortgage really includes (spoiler: it’s more than just the loan)The 3 most common types of mortgages: Conventional, FHA, and VA/USDA loansThe difference between PMI and MIP—and why it mattersHow to compare banks, online lenders, and brokers (without getting overwhelmed)Whether you’re early in your credit journey or ready to buy in the next year, this episode will help you feel confident navigating one of the biggest financial decisions of your life.1:1 Money Coaching: 1:1 is a money & investing coaching program for first gen WOC who want to financially prepare to buy their first or next home. Inside 1:1, we'll map out the best strategy to set a house budget, save for a downpayment by investing and set you up to have the best credit to get the most competitive mortgage. ⁠⁠Book a free call her to learn more about 1:1 money coaching.