EPISODE · Jul 31, 2025 · 32 MIN
131. How I Use My Brokerage Account vs My Roth IRA
from Latina Investors · host Andrea Ramos
If you’ve ever wondered what the difference is between a Roth IRA and a brokerage account (and which one to start with) this episode breaks it down in a simple way. Andrea shares her personal investing journey as a former saver who opened a Roth IRA first… then realized she needed more than just retirement investing to build wealth. You’ll learn:✅ What a Roth IRA actually is (and why it’s often your first step)✅ Why a brokerage account is key if you want your money to grow before retirement✅ How Andrea grew her brokerage account to $32k, with over $10k in passive gains ✅ When to use a high yield savings account vs when to investWhether you’re an investing beginner or finally ready to stop leaving your money sitting in savings, this episode helps you learn how to start making your money work.👉🏽 Want help learning how to invest? Book a call to join 1:1 money coaching here
What this episode covers
If you’ve ever wondered what the difference is between a Roth IRA and a brokerage account (and which one to start with) this episode breaks it down in a simple way. Andrea shares her personal investing journey as a former saver who opened a Roth IRA first… then realized she needed more than just retirement investing to build wealth. You’ll learn:✅ What a Roth IRA actually is (and why it’s often your first step)✅ Why a brokerage account is key if you want your money to grow before retirement✅ How Andrea grew her brokerage account to $32k, with over $10k in passive gains ✅ When to use a high yield savings account vs when to investWhether you’re an investing beginner or finally ready to stop leaving your money sitting in savings, this episode helps you learn how to start making your money work.👉🏽 Want help learning how to invest? Book a call to join 1:1 money coaching here
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131. How I Use My Brokerage Account vs My Roth IRA
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