EPISODE · Sep 11, 2025 · 26 MIN
139. The First-Gen Guide to Saving, Investing, and Paying Off Debt in the Right Order
from Latina Investors · host Andrea Ramos
If you're first gen, building wealth isn’t just about you. It’s about your family. Your parents who might not have retirement accounts and your kids you want to set up for success.In this episode, I break down my 2-part money roadmap for first gen wealth builders: how to protect yourself first (without shame), and how to grow wealth that supports your family’s future too.You’ll learn:✅ The exact 3 steps to take care of yourself first (and why that’s not selfish)✅ Why saving comes before debt payoff and how it breaks the credit card cycle✅ When to start investing (even if you're still in debt)✅ How to use a brokerage account and kid accounts to care for your family’s futureBook a call to join 1:1 Money Coaching: https://www.buildinggenwealth.com/work-with-me
What this episode covers
If you're first gen, building wealth isn’t just about you. It’s about your family. Your parents who might not have retirement accounts and your kids you want to set up for success.In this episode, I break down my 2-part money roadmap for first gen wealth builders: how to protect yourself first (without shame), and how to grow wealth that supports your family’s future too.You’ll learn:✅ The exact 3 steps to take care of yourself first (and why that’s not selfish)✅ Why saving comes before debt payoff and how it breaks the credit card cycle✅ When to start investing (even if you're still in debt)✅ How to use a brokerage account and kid accounts to care for your family’s futureBook a call to join 1:1 Money Coaching: https://www.buildinggenwealth.com/work-with-me
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139. The First-Gen Guide to Saving, Investing, and Paying Off Debt in the Right Order
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