1390 Income Gap

When I got married, we were both going to college while working part-time. We had a cheap car, cheap apartment, and still went to Europe for a month. Then we bought a house at 21% interest, a car, and had 3 kids who needed baby-sitting, all on the income of entry-level jobs with no help from anywhere, and both of us still going to school part time for another degree. Can't do that now. Over the decades interest rates went down to 3%, though most people didn’t notice. However, what that did was jack up the stock market, jack up housing prices, jack up car prices, jack up the price of everything that people borrow money for because they could afford to finance higher prices. At the same time, Government has been adding dramatic amounts of imaginary money into the economy, and because of the fundamentals of Capitalism, all that money has concentrated, and it's been happening for decades, such that now the gap between what used to be a normal income is so large as to create a de facto aristocracy, with a small portion of the salary pool riding high while everyone else still lives like teenagers. The solution is, unfortunately, wage inflation, which will contribute to overall inflation, but eventually regular people can buy houses & cars again, hopefully closing the income gap.