#14 — Office Hours #1 (Live Call-In Q&A)

Welcome to the very first “Office Hours” episode of The Wealthy Barber Podcast where Canadians call in with real financial questions and Dave Chilton offers guidance through his signature mix of wisdom, wit and practical advice. From coast to coast, listeners asked about everything from budgeting for big home repairs to whether “Pay Yourself First” applies to before- or after-tax income to investing tips for those who got a later start and much, much more. No jargon, no fluff—just honest, helpful education from one of Canada’s most trusted voices in personal finance. Don’t miss this candid, fast-paced and surprisingly fun Q&A session. Got a question of your own? Submit it through our website’s contact form or DM us on social media and you might be featured in the next “Office Hours” episode! FILMED: April 1, 2025 Show Notes (00:00) Intro & Disclaimer (00:48) Best Investments for the Short-Term? (03:18) Which Index Funds to Pick as a Passive Investor? (06:47) Advice if You Started Investing Later in Life? (11:13) Is “Pay Yourself First” Before or After Tax? (14:26) How to Budget for Major Home Expenses? (16:56) What Should You Look For in a Financial Advisor? (19:58) Lump Sum vs. Dollar-Cost Averaging (23:51) Is the 4% Rule Still Valid Today? (28:51) Send Us Your Questions!