144. The 4 Stages Of Getting Better With Money (Competence Ladder) episode artwork

EPISODE · Oct 9, 2025 · 25 MIN

144. The 4 Stages Of Getting Better With Money (Competence Ladder)

from Latina Investors · host Andrea Ramos

Ever feel like money just isn’t clicking for you no matter how much you try to learn or how many videos you watch?In this episode, I walk you through the 4 Stages of Money Competence, a powerful framework that helps you understand where you’re at, why money still feels hard, and how to move forward without giving up. Whether you're a chronic saver afraid to invest or a spender stuck in the credit card cycle, this will show you you're not broken, you're just building a skill.You’ll learn:✅ What it looks like to be “unconsciously incompetent” with money and how to spot the moment that changes everything✅ Why being aware of your money habits isn't enough to build wealth (and what you need to move forward)✅ What most people get wrong about trying to “fix” debt or investing blocks✅ How to move from confusion to confidence and finally make saving, investing, and spending second nature💡 I also share my own experience of how I moved through these stages and how becoming a mom shifted me back into a new learning curve in business.✨ If you're in Stage 2 or 3, frustrated but still trying, this episode is for you. You don’t need more hustle. You need the right kind of support to keep going.💸 Want help moving through the money ladder faster and with less frustration?Book a 1:1 Money Coaching call here: https://www.buildinggenwealth.com/work-with-me

Ever feel like money just isn’t clicking for you no matter how much you try to learn or how many videos you watch?In this episode, I walk you through the 4 Stages of Money Competence, a powerful framework that helps you understand where you’re at, why money still feels hard, and how to move forward without giving up. Whether you're a chronic saver afraid to invest or a spender stuck in the credit card cycle, this will show you you're not broken, you're just building a skill.You’ll learn:✅ What it looks like to be “unconsciously incompetent” with money and how to spot the moment that changes everything✅ Why being aware of your money habits isn't enough to build wealth (and what you need to move forward)✅ What most people get wrong about trying to “fix” debt or investing blocks✅ How to move from confusion to confidence and finally make saving, investing, and spending second nature💡 I also share my own experience of how I moved through these stages and how becoming a mom shifted me back into a new learning curve in business.✨ If you're in Stage 2 or 3, frustrated but still trying, this episode is for you. You don’t need more hustle. You need the right kind of support to keep going.💸 Want help moving through the money ladder faster and with less frustration?Book a 1:1 Money Coaching call here: https://www.buildinggenwealth.com/work-with-me

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144. The 4 Stages Of Getting Better With Money (Competence Ladder)

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We Study Billionaires - The Investor’s Podcast Network The Investor's Podcast Network We interview and study famous financial billionaires, including Warren Buffett, Ray Dalio, and Howard Marks, and teach you what we learn and how you can apply their investment strategies in the stock market.We Study Billionaires is the largest stock investing podcast show in the world with 180,000,000+ downloads and is hosted by Stig Brodersen, Preston Pysh, William Green, Clay Finck, and Kyle Grieve.This podcast also includes the Richer Wiser Happier series hosted by best-selling author William Green. William regularly interviews legendary investors such as Mohnish Pabrai and Guy Spier, exploring what they can teach us about how to succeed in markets and life.And finally, our Bitcoin Fundamentals series is hosted by Preston Pysh, where he interviews prominent figures in the Bitcoin and macroeconomic space. To learn more about TIP, you can visit theinvestorspodcast.com or subscribe to our free daily newsletter <a hre Capital Ideas Podcast Capital Group Want to learn how professional investors do it? The Capital Ideas podcast brings you the latest investment thinking from Capital Group, one of the world's largest investment management organizations. Each week we'll get inside the minds of portfolio managers, analysts and economists to break down market trends, macroeconomic forces, investing approaches and lessons learned from personal experience. Take 30 minutes and tap into the intellectual capital of Capital Group. Capital Client Group, Inc.All Capital Group trademarks mentioned are owned by The Capital Group Companies, Inc., an affiliated company or fund. All other company and product names mentioned are the property of their respective companies.For full disclosures go to capitalgroup.com/global-disclosures. The Syndicate Blogcast: Startups | Startup Investing | Tech News | Angel Investors | VC | Venture Capital | Private Equity | Crowdfunding | Fundraising Matt Ward - Serial Entrepreneur | Angel Investor | Startup Advisor | Amazon Ecommerce The Syndicate Blogcast show is an extension of The Syndicate podcast, featuring long form articles on the future technology, ecommerce, business and life. The mini-sodes deconstruct high level startup, business and tech issues to help investors and operators better understand and win the market. Recurring topics include: Facebook, Google, Amazon, Apple, Ecommerce, Blockchains, ICOs, Cryptocurrencies, Marketing, Fundraising, Venture Capital, Startup Challenges, Business Development and more. The Blogcast comes in addition to The Syndicate - the place where investors and startups combine to create crazy businesses and even crazier returns. The Syndicate podcast is a deep dive on the angel investors and VCs behind the big name startups. We interview the best and brightest investors, syndicate leads, GPs, limited partners and startup founders to create an original, off the cuff discussion on startup investing. Everyone deserves a chance Silvius Grant Everyone Deserves A Chance is a Podcast for real estate investors that want to crack the code of the Rich 1% of the 1% learning how to invest in Commercial Real Estate using Self Directed IRA's, savings, pension plans and taking advantage of the HUGE Tax advantages

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This episode is 25 minutes long.

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This episode was published on October 9, 2025.

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Ever feel like money just isn’t clicking for you no matter how much you try to learn or how many videos you watch?In this episode, I walk you through the 4 Stages of Money Competence, a powerful framework that helps you understand where you’re at,...

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