146: Lacey Filipich on financial education

Serina is joined by returning guest Lacey Filipich, award‑winning financial educator, author and founder of Money School. Together they unpack why financial literacy is still so challenging for many Australians, why it's a global problem, the difference between financial counselling and financial advice, and how finfluencers are reshaping the landscape: for better and worse. Lacey also discusses a new white paper she co-authored on strengthening adult financial capability. Topics Covered Financial literacy gaps in Australia Financial counselling vs financial advice How financial stress affects decision‑making The rise (and risks) of finfluencers Why independent financial education matters Lacey’s new white paper on money coaching. About Lacey Filipich Lacey is a financial educator, TEDx speaker, bestselling author and founder of Money School. She teaches practical money skills to adults and parents and is a co‑author of a new white paper on improving financial capability in Australia. Resources White Paper: Financial Capability for All  National Debt Helpline (for free financial counselling)  Money School