15- Should You Invest or Pay Off Your Mortgage?

In the current higher interest rate environment, you may be considering using some of your surplus income to pay off your mortgage. But is this sensible ?Or should you instead be investing  your money in the greatest companies in the world via the stock market? It's a classic debate.Invest or overpay? Here's the calculator I referred to in the show: Run your own numbers Join Benjamin Mitchell (themoneyscot), serial hater of financial jargon, as he helps make your finances clearer and ensures you never make another financial mistake. Getting on top of your personal finances doesn't need to be complicated or scary. Arm yourself with the only knowledge you need to transform yourself from money novice to money nerd!  Take my 5 minute retirement assessment (can you already afford to retire?) 🚀Disclaimer - please note that nothing in this podcast can be relied upon as financial advice and the content is provided purely for information and guidance purposes. Please seek independent, regulated financial advice relevant to your situation.