15. The Judo Move: How Wealthy Families Turn the Rules into Opportunity

How much growth in your portfolio still belongs to you… and how much could ultimately pass to the next generation?In this episode, the team discusses estate planning strategies such as Grantor Retained Annuity Trusts (GRATs) and Intentionally Defective Grantor Trusts (IDGTs). These structures are sometimes used as part of a broader estate planning process to help address how future appreciation in certain assets may be treated for estate and gift tax purposes while maintaining defined parameters for oversight and control. The episode also reviews the current federal estate and gift tax exemption framework and discusses how the scheduled changes to the exemption after 2025, under current law, may influence how some families evaluate planning opportunities.This content is for informational and educational purposes only and should not be considered investment, tax, or legal advice. Estate planning strategies such as GRATs and IDGTs are complex and may not be appropriate for all individuals. Their effectiveness depends on individual circumstances, asset performance, interest rates, and future changes in tax law. Moran Wealth Management® does not provide tax or legal advice. Any tax or legal information provided is general in nature and should not be construed as advice. You should consult your tax and legal professionals regarding your specific situation. All investing involves risk, including the possible loss of principal. International and emerging markets investing involves additional risks, including currency fluctuations, political and regulatory risk, and differences in accounting and reporting standards. Any opinions are as of the date of the content and are subject to change without notice.—Subscribe and follow along, we're just getting started!The content on this page and/or video is for educational purposes only and should not be construed as investment advice. Specifically, the content is intended to provide education and tools for individuals looking to handle their retirement planning on their own. Should you need personalized investment advice, you should consult with a registered investment adviser. Any communications on this page with other individuals that are not associated with Moran Wealth Management, LLC are done voluntarily by users and are unsupervised and unaffiliated with Moran Wealth Management, LLC and Moran Wealth Management, LLC has no responsibility or liability over any discussions or advice that may be given. Moran Wealth Management, LLC is a registered investment adviser and can provide investment advice. If you are interested in Moran Wealth Management, LLC’s advisory services, you can contact us at 239-920-4440 or [email protected] disclosures, visit: https://www.moranwm.com/disclosuresThis communication may contain testimonials of Moran Wealth Management’s clients. These testimonials reflect the real-life experiences and opinions of these customers. However, these experiences are personal to them and are not necessarily representative of all clients’ experiences. Moran Wealth Management® makes no claim, and you should not assume, that all clients will have the same experiences. Your individual results will vary. The views and opinions contained in the testimonials belong solely to the individual client and do not reflect our views and opinions. Clients are not paid or otherwise compensated for their testimonials.