#15 What We Wish Our Friends Knew About Money with Vu Nguyen

Welcome back to a special Episode of the Howdy Do That Podcast! Today, we're welcoming back Vu Nguyen from Ep. 3 to discuss all things money and personal finances. Vu and I love nerding out about personal finances, and this episode provides a look into the mistakes we've made and lessons we've learned over the years. We hope that you'll find something helpful in this episode that you can easily apply and implement into your financial journey as well. Talking about personal finances can be a really vulnerable conversation, so thank you Vu for being so willing to share your experiences with me and others. 0:00 - Welcome Back Vu! 2:14 - Not Financial Advice Disclaimer 2:56 - Developing a Financial Mindset 12:15 - Prioritizing Paying Down Debt vs Investing 20:38 - Creating a System to Track Your Money 24:38 - Our Approach to Investing 39:28 - How to Hedge Against Inflation 46:02 - Why We Don't Carry Our Debit Cards 49:26 - How to Protect Your Financial Assets Online Link to John's Personal Finance Template: https://docs.google.com/spreadsheets/d/1gIDXOPTohC4uJSJXaMJfbmKUJxwpC_8k/edit?usp=sharing&ouid=115458426403520357922&rtpof=true&sd=true Referral Link for Empower App (Money Tracking and Budgeting App): https://empowerreferral.link/j58594 WealthFront Referral Link for 4.5% HYSA: Use this link to sign up for a Wealthfront Cash Account and we’ll both get +0.50% on the current APY! https://www.wealthfront.com/c/affiliates/invited/AFFB-UFZZ-8WHG-NEAJ Links to Freeze/Lock Credit Report https://www.experian.com/freeze/center.html https://service.transunion.com/dss/orderStep1_form.page https://my.equifax.com/consumer-registration/UCSC/#/personal-info