154: Specialty Mortgage Loan Products (After 10 Properties) with Ridge Lending Group's Caeli Ridge

#154: After you have 10 financed residential properties and you want more, we discuss your options. These Specialty Loan Products are exciting. Example: 25% down, 5.9% interest rate today, 30-year amortization. We learn this today from Ridge Lending Group President and CEO Caeli Ridge after she first reviews qualification criteria for the first 10. I also discuss a simple way for you to increase your Cash-On-Cash Return with no extra money out of your pocket. We discuss what's changed with qualification requirements for your debt-to-income ratio, reserves, LLCs, liquidity, cash-out refinance limits and more. I bring you today's show from San Jose, Costa Rica. Want more wealth?   1) Grab my free newsletter at: GetRichEducation.com     2) For actionable turnkey real estate investing opportunities: GREturnkey.com   3) Read my new, best-selling book: GetRichEducation.com/Book Listen to this week's show and learn: 01:17  How to increase your Cash-On-Cash Return. 03:42  High closing cost states: TX, FL, northeastern states. Low closing costs: MO, IN, AZ, AL. 07:11  Conventional loans: DTI 50% max., LLC change, liquidity, reserves. 15:14  Interest rates. 17:02  Cash-out refinance limits. 21:50  Specialty Loan Products (beyond 10 financed properties): 25% down, 30-year fixed amortization, 5.9% interest rate today (wow!), no limit to the number of properties, discount points. 27:18  Foreign buyers: 7.99% rate today, 5-year ARM, 30-year amortization. 29:03  Your tax return. 30:31  Today's lending environment. 32:43  RidgeLendingGroup.com specializes in your income property loan qualification. Resources Mentioned: RidgeLendingGroup.com NoradaRealEstate.com MidSouthHomeBuyers.com GetRichEducation.com GREturnkey.com