158 | Ditch the Fake Math: How Your Spending Habits Impact Your Budget

In this episode, I explore how different spending styles affect our lives and finances. If you've been listening to my podcast, you know I've been exploring the concept of "fake math"—the way we make estimates instead of using real numbers to create our budgets.  Today, I explain the characteristics of four common spending profiles and how to identify which category you fit into as a spender. Then, I outline how your spending behaviors contribute to fake math in your budget and give practical advice to shift your mindset so you can better align your spending with your financial goals. Regardless of which profile you identify with, it's important to reflect on how you manage your money.  As we move into the New Year, I encourage you to be intentional about how you spend your money, think about planning for the future, and eliminate fake math in your budget.   Tune in to learn which of the four spending profiles you identify with and how to avoid fake math in your budget ... [01:51] Profile #1: Feast and Famine Spender [06:04] Profile #2: Treat Yourself Spender (YOLO) [09:40] Profile #3: Frugal Hoarder [13:06] Profile #4: Millionaire in the Making [16:30] Questions to help reshape your spending Tune into this episode of Money Files to learn the four common spending profiles and how your spending style causes "fake math" to show up in your budget. Get full show notes and the episode transcript: https://wealthovernow.com/ditch-the-fake-math-how-your-spending-habits-impact-your-budget/ Links mentioned in this episode… Set up a call | Financial Coach Washington, DC | Wealth Over Now Download my FREE spending plan