16 - Why retirement can be a problem

Retirement is often described as the golden years, but the reality isn't always so simple. In this solo episode, Nick explores the real challenges of retiring, from the financial and emotional to the practical and psychological. He discusses why "not getting paid anymore" can cause more anxiety than expected, how to avoid running out of money (or worrying that you will), and the often-overlooked costs of healthcare and inflation. Nick also reflects on the importance of purpose, structure, and identity in later life, sharing real stories from clients navigating this life-changing transition. Whether you're approaching retirement or already there, this episode will help you plan not just for what you're retiring from, but what you're retiring into. 🎧 Listen now and take Nick's free Retirement Readiness Quiz at retirementlounge.co.uk