160 | Financial Grazing: How Little Habits Can Derail Big Goals episode artwork

EPISODE · Jan 28, 2025 · 18 MIN

160 | Financial Grazing: How Little Habits Can Derail Big Goals

from Money Files: Money Mindset & Personal Finance · host Keina Newell - Personal Finance & Money Mindset Expert

In this episode of Money Files, I break down the concept of "financial grazing"—a common habit where small, unplanned expenses sneak into your budget and start to derail your progress. It’s easy to justify these little splurges when you’re feeling good about your finances, but over time, they can add up and pull you away from the habits that helped you succeed in the first place. I explore the reasons behind financial grazing and how you can get back on track. Awareness is key to regaining control, and if you’ve found yourself slipping into this habit, you’re not alone. Listen in for practical tips to refocus on your financial goals and stay on course. Tune in to explore the concept of financial grazing ... [02:20] What is financial grazing? [04:40] How financial grazing shows up [07:56] Identifying why it’s happening [13:30] Actionable steps to address financial grazing Tune into this episode of Money Files to learn what financial grazing is, how to identify it, and what to do about it so you can reach your financial goals.  Get full show notes and the episode transcript: https://wealthovernow.com/financial-grazing-how-little-habits-can-derail-big-goals/ Links mentioned in this episode… Set up a call | Financial Coach Washington, DC | Wealth Over Now Download my FREE spending plan

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160 | Financial Grazing: How Little Habits Can Derail Big Goals

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