161. What do I invest in my Roth IRA? (3 Fund Portfolio) episode artwork

EPISODE · Jan 29, 2026 · 18 MIN

161. What do I invest in my Roth IRA? (3 Fund Portfolio)

from Latina Investors · host Andrea Ramos

You opened a Roth IRA… but now what?In this episode, I’m breaking down exactly what to do after you open a Roth IRA — including how to actually buy investments inside of it (and why just funding the account isn’t enough). I’ll walk you through the process using a shopping analogy, introduce the 3-Fund Portfolio strategy, and help you avoid the biggest first-time investing mistakes I see.In this episode, you’ll learn:✅ Why your Roth IRA won’t grow unless you buy investments✅ How to use the “shopping cart method” to search for and purchase index funds✅ What a 3-Fund Portfolio is and how it simplifies long-term investingReady to set up a cash flow system that actually builds wealth?Learn more about 1:1 Money CoachingWant 2026 to be the year you start investing? Register for my free training — How to Build an Investing Portfolio as First Gen 👉🏽 https://calendly.com/buildinggenwealth/first-gen-training

You opened a Roth IRA… but now what?In this episode, I’m breaking down exactly what to do after you open a Roth IRA — including how to actually buy investments inside of it (and why just funding the account isn’t enough). I’ll walk you through the process using a shopping analogy, introduce the 3-Fund Portfolio strategy, and help you avoid the biggest first-time investing mistakes I see.In this episode, you’ll learn:✅ Why your Roth IRA won’t grow unless you buy investments✅ How to use the “shopping cart method” to search for and purchase index funds✅ What a 3-Fund Portfolio is and how it simplifies long-term investingReady to set up a cash flow system that actually builds wealth?Learn more about 1:1 Money CoachingWant 2026 to be the year you start investing? Register for my free training — How to Build an Investing Portfolio as First Gen 👉🏽 https://calendly.com/buildinggenwealth/first-gen-training

NOW PLAYING

161. What do I invest in my Roth IRA? (3 Fund Portfolio)

0:00 18:51

No transcript for this episode yet

We transcribe on demand. Request one and we'll notify you when it's ready — usually under 10 minutes.

We Study Billionaires - The Investor’s Podcast Network The Investor's Podcast Network We interview and study famous financial billionaires, including Warren Buffett, Ray Dalio, and Howard Marks, and teach you what we learn and how you can apply their investment strategies in the stock market.We Study Billionaires is the largest stock investing podcast show in the world with 180,000,000+ downloads and is hosted by Stig Brodersen, Preston Pysh, William Green, Clay Finck, and Kyle Grieve.This podcast also includes the Richer Wiser Happier series hosted by best-selling author William Green. William regularly interviews legendary investors such as Mohnish Pabrai and Guy Spier, exploring what they can teach us about how to succeed in markets and life.And finally, our Bitcoin Fundamentals series is hosted by Preston Pysh, where he interviews prominent figures in the Bitcoin and macroeconomic space. To learn more about TIP, you can visit theinvestorspodcast.com or subscribe to our free daily newsletter <a hre Capital Ideas Podcast Capital Group Want to learn how professional investors do it? The Capital Ideas podcast brings you the latest investment thinking from Capital Group, one of the world's largest investment management organizations. Each week we'll get inside the minds of portfolio managers, analysts and economists to break down market trends, macroeconomic forces, investing approaches and lessons learned from personal experience. Take 30 minutes and tap into the intellectual capital of Capital Group. Capital Client Group, Inc.All Capital Group trademarks mentioned are owned by The Capital Group Companies, Inc., an affiliated company or fund. All other company and product names mentioned are the property of their respective companies.For full disclosures go to capitalgroup.com/global-disclosures. The Syndicate Blogcast: Startups | Startup Investing | Tech News | Angel Investors | VC | Venture Capital | Private Equity | Crowdfunding | Fundraising Matt Ward - Serial Entrepreneur | Angel Investor | Startup Advisor | Amazon Ecommerce The Syndicate Blogcast show is an extension of The Syndicate podcast, featuring long form articles on the future technology, ecommerce, business and life. The mini-sodes deconstruct high level startup, business and tech issues to help investors and operators better understand and win the market. Recurring topics include: Facebook, Google, Amazon, Apple, Ecommerce, Blockchains, ICOs, Cryptocurrencies, Marketing, Fundraising, Venture Capital, Startup Challenges, Business Development and more. The Blogcast comes in addition to The Syndicate - the place where investors and startups combine to create crazy businesses and even crazier returns. The Syndicate podcast is a deep dive on the angel investors and VCs behind the big name startups. We interview the best and brightest investors, syndicate leads, GPs, limited partners and startup founders to create an original, off the cuff discussion on startup investing. Everyone deserves a chance Silvius Grant Everyone Deserves A Chance is a Podcast for real estate investors that want to crack the code of the Rich 1% of the 1% learning how to invest in Commercial Real Estate using Self Directed IRA's, savings, pension plans and taking advantage of the HUGE Tax advantages

Frequently Asked Questions

How long is this episode of Latina Investors?

This episode is 18 minutes long.

When was this Latina Investors episode published?

This episode was published on January 29, 2026.

What is this episode about?

You opened a Roth IRA… but now what?In this episode, I’m breaking down exactly what to do after you open a Roth IRA — including how to actually buy investments inside of it (and why just funding the account isn’t enough). I’ll walk you through the...

Can I download this Latina Investors episode?

Yes, you can download this episode by clicking the download button on the episode player, or subscribe to the podcast in your preferred podcast app for automatic downloads.
URL copied to clipboard!