161. What do I invest in my Roth IRA? (3 Fund Portfolio) episode artwork

EPISODE · Jan 29, 2026 · 18 MIN

161. What do I invest in my Roth IRA? (3 Fund Portfolio)

from Latina Investors · host Andrea Ramos

You opened a Roth IRA… but now what?In this episode, I’m breaking down exactly what to do after you open a Roth IRA — including how to actually buy investments inside of it (and why just funding the account isn’t enough). I’ll walk you through the process using a shopping analogy, introduce the 3-Fund Portfolio strategy, and help you avoid the biggest first-time investing mistakes I see.In this episode, you’ll learn:✅ Why your Roth IRA won’t grow unless you buy investments✅ How to use the “shopping cart method” to search for and purchase index funds✅ What a 3-Fund Portfolio is and how it simplifies long-term investingReady to set up a cash flow system that actually builds wealth?Learn more about 1:1 Money CoachingWant 2026 to be the year you start investing? Register for my free training — How to Build an Investing Portfolio as First Gen 👉🏽 https://calendly.com/buildinggenwealth/first-gen-training

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161. What do I invest in my Roth IRA? (3 Fund Portfolio)

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