162. Savings First, Retirement Second, Debt Third

What should you do first when you get a big chunk of money?In this episode, I walk you through my 3-step money prioritization method and the exact framework I teach my 1:1 clients when they get a bonus, settlement, tax refund, or any kind of windfall. We’re breaking down how to make your money work now and for your future self — without falling into the trap of panic-paying debt at the expense of your financial safety net.In this episode, you’ll learn:✅ Why “saving first” protects you better than a $0 credit card balance✅ How to prioritize retirement without ignoring debt✅ Why throwing all your money at debt could leave you more vulnerable laterInterested in 1:1 money coaching, book a call here.