167 | How to Stop Relying on Tax Season for Financial Security episode artwork

EPISODE · Mar 18, 2025 · 19 MIN

167 | How to Stop Relying on Tax Season for Financial Security

from Money Files: Money Mindset & Personal Finance · host Keina Newell - Personal Finance & Money Mindset Expert

Are you spending your tax return before it even hits your account? You’re not alone. In this episode, I’m talking about the cycle that keeps you stuck—thinking your tax return will save you, but it disappears before you even get it. I’ve been there and am here to show you how to transform your money habits so you feel financially secure without relying on tax return season to bail you out. I share a three-part exercise to help you leverage your tax return to hit your financial goals. This process isn't about restriction or paying down debt as quickly as possible. I want you to spend your money on what you want by building a sustainable money management process that works for you every month, not just during tax season.If you’re tired of feeling like you’re starting over every time you get extra money, this episode is for you. Listen in to find out how to stop relying on big lump sums and start managing your money with confidence. Learn how to break free from the tax return cycle…[01:40] Are you stuck in the tax return cycle?[07:02] 3-part exercise to plan how you will spend your tax return[15:20] Building sustainable money habitsTune into this episode of Money Files to learn how to stop relying on your tax return and start leveraging sustainable money habits to regain control of your finances.Get full show notes and the episode transcript: https://wealthovernow.com/how-to-stop-relying-on-tax-season-for-financial-security/Links mentioned in this episode…Set up a call | Financial Coach Washington, DC | Wealth Over NowDownload my FREE spending plan

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167 | How to Stop Relying on Tax Season for Financial Security

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