169. 30 Life Lessons I Wish I Knew Sooner | Big Sister Chat on My 31st Birthday! episode artwork

EPISODE · Jul 8, 2026 · 56 MIN

169. 30 Life Lessons I Wish I Knew Sooner | Big Sister Chat on My 31st Birthday!

from Don't Depend On Daddy · host Michela Allocca

I just wrapped my first year of my 30s, and I'm sharing the 30 biggest lessons I learned along the way. From de-centering your age to normalizing changing your mind to finally getting your money basics right, this is everything I wish someone had told me in my 20s. If you feel like you're racing a deadline that isn't even real, this one's for you.What I cover:👉🏻 Why de-centering your age is the most important lesson on this list👉🏻 Door decisions vs. wall decisions, and how to tell the difference👉🏻 Why I finally went on an SSRI and started therapy👉🏻 The systems and defaults that make my life feel manageable👉🏻 Why hitting your Coast FI number matters even if you love your jobSubscribe to Beyond Your Budget:https://breakyourbudget.substack.com/Personal Finance Starter Kit: https://breakyourbudget.substack.com/p/your-personal-finance-starter-kitBREAK YOUR BUDGET RESOURCES:💸 Personal Finance Dashboard:https://breakyourbudget.com/personal-finance-dashboard💸 Basic Budgeting Template: https://breakyourbudget.com/basic-budgeting-template💸 FI/RE Template: https://breakyourbudget.com/fire-template💸 RENT VS. BUY CALCULATORhttps://breakyourbudget.com/rent-vs-buy-calculator💳 Tools I Use:Rakuten Cash Back: https://shorturl.at/w0PcHSoFi HYSA: https://secure.money.com/pr/pa5344bfc4f2Try Classpass: https://classpass.com/refer/UKLV6BN026All Other Resources: https://breakyourbudget.com/links👩🏼‍💻 Inquiries: [email protected]📸 Instagram: https://www.instagram.com/breakyourbudget/📲 Tiktok: https://www.tiktok.com/@breakyourbudget📸 Instagram: ⁠⁠https://www.instagram.com/michela_alloccaa💸 My ShopMy: https://shopmy.us/shop/michelaalloccaTIMESTAMPS:0:00 — Intro: how I'm spending my birthday5:00 — My theme for 31: creativity9:00 — Lesson 1: de-center your age13:00 — Changing your mind, self-hatred, taking things personally17:00 — Going on an SSRI and going to therapy20:30 — Boundaries, clutter, and taking offense26:00 — Alone time, quality over quantity, trusting your gut32:00 — Money basics, identity, and Coast FI41:00 — Discipline, systems, health, and where you live47:00 — Doors vs. walls, grace, debate, and the closing lesson

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169. 30 Life Lessons I Wish I Knew Sooner | Big Sister Chat on My 31st Birthday!

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