169. How Viviana Went From $18K in CC Debt, an uninvested Roth IRA to Finally Making Her Money Work for Herr [1:1 Client Interview]

You can save, invest, and pay off debt at the same time — and Viviana is proof.In this episode, I'm sitting down with my 1:1 money coaching client Viviana Gonzalez, who came into coaching with $7,000 sitting uninvested in a Roth IRA, $18,000 in credit card debt, and a retirement goal she thought was probably unrealistic. On top of that, she was navigating her mom's divorce, a family health scare, and a car accident — all at the same time. Life was chaotic, and she still chose to work on her finances and that decision changed everything.Viviana shares what it was like to go from feeling overwhelmed by a brokerage platform to moving a large chunk of her savings into investments — and actually seeing it grow. She opens up about the shame of putting herself first as an eldest daughter, the money beliefs she had to unlearn, and why she now tells every coworker she sees to open a Roth IRA.If you've been waiting for the "right time" to get your money together, this episode is your sign that the right time is now.In this episode, you'll learn:✅ Why you don't have to choose between paying off debt and investing — and how to do both at the same time✅ How understanding your investor type gives you the confidence to stop following the herd and make decisions rooted in your own goals✅ Why working on your money is also emotional work — and how setting financial boundaries with family is part of building real wealth. . .Let's stay connected:Website: www.buildinggenwealth.comInstagram: @building.gen.wealthLearn more about 1:1 Money Coaching: www.buildinggenwealth.com/moneycoaching