18. Raw Dogging Life & Money Capacity

The most common money advice sounds responsible, but it can quietly train you to live in scarcity: cut the latte, stop buying clothes, restrict harder, repeat. We go after the deeper truth that usually gets skipped: spending is often a search for a feeling, and budgeting without emotional awareness can turn into a shame cycle that costs you more in the long run.I break down three separate skills that change everything in your personal finance psychology: saving money, spending money, and having money. “Having” is the one most of us were never taught. We talk about money capacity, why extra cash can feel like it’s “burning a hole in your pocket,” and how your first impulses reveal your values. I also share a simple but confronting exercise: imagine winning $100 million and notice what you’d do immediately. The point isn’t judgment, it’s clarity.Then we take it further with “raw dogging life,” my phrase for reducing the substances and distractions we use to avoid discomfort. When you stop numbing, you can finally hear your intuition and meet the real need underneath the impulse, whether that impulse looks like overspending, overeating, overdrinking, doom scrolling, or overworking. We also cover a practical tool for values-based spending to separate true desire from emotional avoidance.If you want more grounded money mindset, emotional regulation tools, and a values-led way to build wealth, subscribe, share this with a friend, and leave a review so more people can find the show. What’s one “should” around money you’re ready to unsubscribe from?Hit the plus sign at the top of this podcast to follow the show and share an episode with a friend.For a daily touch point, follow me on Instagram @coach.with.holly or TikTok @coachwithhollyFor more resources and offers, visit coachwithholly.comIf you want to get coached by me, >> BOOK A CONSULT << so we can talk about working together.