19 things we splurge on without regret / 14

Most personal finance advice tells you to cut all unnecessary spending — but we reject that mindset.Being smart with money doesn’t mean depriving yourself. It means spending intentionally — on things that bring you joy, make life easier, or align with your values.In this episode, we’re breaking down:💸 What makes a “good” splurge vs. reckless spending🛋️ Cassidy’s monthly house cleaner & why she’s never going back📚 Books, local art, & 14k gold jewelry — when quality is worth the price🏔️ Why Emily’s most expensive clothes are… hiking gear??✈️ The one splurge that pays off the most in our businesses✨ Episode Highlights ✨[02:00] What makes a good splurge vs. reckless spending?[07:00] Why Cassidy finally decided to pay for a house cleaner[09:00] Emily’s CSA experience — was it worth it?[14:00] Handmade & local: Why Cassidy will always splurge on art & unique home decor[19:00] Emily’s biggest splurge: High-quality outdoor gear[23:00] Living in a high-cost-of-living city: Is it worth it?[27:00] Why we pay (a lot) for business retreats & conferences[32:00] What we spent money on that wasn’t worth itSupport the show📩 Get The Finance Girlies newsletter: https://www.thefinancegirlies.com/newsletter💻Visit The Finance Girlies website: https://www.thefinancegirlies.com/💖Email us your money questions: [email protected]📸Follow us on Instagram:https://www.instagram.com/thefinancegirlies/