190. I Didn't Know I Had a Debt Ceiling Until I Almost Hit It [Debt Payoff Series, Pt. 3]

There's a number where debt stops feeling manageable and starts feeling like too much — I call it your debt ceiling, and I was starting to hit mine at $13,300.In this episode, I share what happened after I regulated my nervous system and made peace with my numbers: a big sales month that let me put $4,000 toward my debt in one shot, how that one decision cut years off my payoff timeline, and the debt ceiling concept that's shaped how I think about debt as a tool ever since.You'll learn:✅ What a debt ceiling is and how to figure out yours✅ How one lump sum payment changed my payoff timeline and interest total✅ Why I don't believe paying off debt as fast as possible is always the smartest moveLet's stay connected:Website: www.buildinggenwealth.comInstagram: @building.gen.wealthLearn more about 1:1 Money Coaching: www.buildinggenwealth.com/moneycoaching