2.2.26 Credit Cost Explainer; FundingShield’s Adam Chaudhary on Fraud; Partial Government Shutdown

Welcome to The Chrisman Commentary, your go-to daily mortgage news podcast, where industry insights meet expert analysis. Hosted by Robbie Chrisman, this podcast delivers the latest updates on mortgage rates, capital markets, and the forces shaping the housing finance landscape. Whether you're a seasoned professional or just looking to stay informed, you'll get clear, concise breakdowns of market trends and economic shifts that impact the mortgage world.In today’s episode, we go through an explainer on credit costs. Plus, Robbie sits down with FundingShield’s Adam Chaudhary for a discussion on why escalating fraud, regulatory scrutiny, and refinance activity are making proactive, real-time verification essential for lenders. And we close by talking about what mortgage rates are doing in reaction to the partial government shutdown.Thank you to Truework, the one verification solution to replace in-house waterfalls. Verify any borrower with a VOIE solution that automates the entire process to quickly deliver the most accurate and complete reports with broad GSE coverage.