20 - All About HELOCs: Using Your Home's Equity Wisely episode artwork

EPISODE · Mar 3, 2026 · 12 MIN

20 - All About HELOCs: Using Your Home's Equity Wisely

from Making Sense of your Cents · host First Century Bank

Your home has value you can use. With guest Megan Zielinski, VP/Area Executive, we explain the Home Equity Line of Credit (HELOC). In this episode, you’ll learn how to calculate your home's equity, how a HELOC's "draw" and "repayment" periods work, and the smart ways to use this powerful financial tool for things like home renovations. We'll also cover the important responsibilities and risks that come with borrowing against your home.Send us Fan MailIs your sensitive financial data sitting in an unsecured mailbox? Switching to e-Statements is one of the easiest ways to protect yourself from identity theft. Moving your records from the street into our high-security digital vault provides faster access, clears the clutter, and keeps your information safe. Subscribe today, wherever you listen to your podcasts (Spotify, Apple Podcast, etc.) and send your questions to [email protected].

Episode metadata supplied by the publisher feed · Published Mar 3, 2026

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Your home has value you can use. With guest Megan Zielinski, VP/Area Executive, we explain the Home Equity Line of Credit (HELOC). In this episode, you’ll learn how to calculate your home's equity, how a HELOC's "draw" and "repayment" periods work, and the smart ways to use this powerful financial tool for things like home renovations. We'll also cover the important responsibilities and risks that come with borrowing against your home. Send us Fan Mail Is your sensitive financial data sitting...

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20 - All About HELOCs: Using Your Home's Equity Wisely

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This episode was published on March 3, 2026.

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