202: How To Cut Spending Without Sacrificing Your Coffee

In this episode, I tackle the extreme advice of cutting frivolous spending to pay off debt and why it's not serving you. I explain how focusing solely on debt can be unsustainable, similar to yo-yo dieting. Instead, I suggest shifting focus to improving net worth for a true financial picture. By asking yourself why you're making financial choices and starting small, sustainable changes, you can create positive money habits without societal pressure. Tune in to discover how to align your finances with your true goals, not just the "shoulds" imposed by financial gurus.Cashflow Calculator: https://aimeecerka.com/cashflow For the full transcript and all links mentioned see the blog post: https://aimeecerka.com/202