202: Understanding Whole Life with Tom Wall

We focused on the challenges retirees face transitioning from wealth accumulation to income distribution, the role of whole life insurance as a risk-shifting tool in retirement planning, how whole life differs from universal life, the mechanics of dividend interest rates and cash value accumulation, practical considerations for taking distributions from a whole life policy, and the integration of insurance and investment strategies in a comprehensive retirement income plan, with Tom Wall PhD, a retirement income planning expert, author of Permission to Spend, and 23-year veteran of the financial services industry.Get your copy of Permission to Spend here: https://amzn.to/4fYJXOS You can learn more about Tom at PermissionToSpend.com, Instagram, and LinkedIn.Feeling busy but unfulfilled? The Meaningful Few helps you identify what truly matters, eliminate distractions, and live with intention and clarity. Learn more here: https://www.mymeaningfulfew.com/ Did you get anything out of this episode? Do us a solid and leave a review:https://ratethispodcast.com/alignedmoneyshow Learn more and engage at MoneyAlignmentAcademy.com, Twitter, LinkedIn, Instagram, YouTube and Facebook. Buy George G a coffee (he loves coffee)https://www.buymeacoffee.com/lifebloodHave George G speakhttps://moneyalignmentacademy.com/speaking/ Financial literacy and wellness for individuals, families, and companieshttps://moneyalignmentacademy.com/ Find George G’s books herehttps://amzn.to/3R2gIhH The Aligned Money Show is the podcast for Money Alignment Academy, copyright 2026.