2025 Strategy

In this episode hosts Angie and Mike discuss strategies for maximizing rewards in 2025. They highlight a community post from Marc, a member who successfully earned 1.4 million points by patiently following advice to apply for the Chase Freedom Unlimited card. The hosts also share notable updates in the travel rewards world, including changes to Aeroplan’s “Pay Yourself Back” program, Alaska Airlines’ elite status retention challenge, and promotions from Marriott Homes & Villas and their Eat Around Town program.For their 2025 strategies, Angie and Mike review their current credit card portfolios and identify areas for improvement. Angie plans to close several cards to reduce annual fees, open new cards to fill gaps, and maximize her credits and points earnings. Her focus will be on building transferable points balances and utilizing card benefits more efficiently. Mike outlines a similar plan, focusing on keeping key Chase and Amex cards while potentially exploring more Citi cards. He also plans to leverage cards to maintain Hyatt Globalist and AA Executive Platinum status. He also laments his stranded Singapore Airlines Miles and hope to find an adequate use to book travel with them this year.Both emphasize the importance of maximizing bonus categories and ensuring all credits are used to avoid lapsing benefits.The episode wraps up with a practical tip from Angie on using the Fine Hotels & Resorts (FHR) credit available through Amex Platinum cards. She recommends using a tool called MaxFHR.com to find affordable properties where the credit can be applied, making it easier to take full advantage of this often-overlooked benefit.Links to Topics DiscussedChase Aeroplan Card Pay Yourself Back ChangesAlaska Airlines Elite Status ChallengeMarriott Homes & Villas Bonus PointsMarriott Eat Around The Town PromoSingapore Krisflyer Miles ExpirationWhere to Find UsThe Award Travel 101 Facebook Community.To book time with our team, check out Award Travel 1-on-1.You can also email us at [email protected] your Award Travel 101 Merch hereReserve tickets to our Late Summer 2026 Meetup in Milwaukee now. award.travel/mke2026Our partner CardPointers helps us get the most from our cards. Signup today at https://cardpointers.com/at101 for a 30% discount on annual and lifetime subscriptions! Lastly, we appreciate your support of the AT101 Podcast/Community when you signup for your next card!Technical note: Some user experience difficulty streaming the podcast while connected to a VPN. If you have difficulty, disconnect from your VPN.