2026 Housing Market Outlook: Rates, Inventory, Affordability & What Comes Next

2026 housing and mortgage trends are shaping up differently than most people expect.In this episode of Market Shares, I break down what loan officers and real estate professionals need to know for 2026: where rates are headed, why inventory is finally near normal, how spreads and the labor market are impacting affordability, and why Non-QM lending is becoming a must-know strategy. I also dive into income growth, equity, and refinance opportunities—and share why mindset and performance matter just as much as the numbers.This episode cuts through the hype and shows what’s really happening in the housing market, and how you can position yourself to win.🧠 Topics We CoverRealistic 2026 housing market forecast and trendsInterest rate predictions, mortgage spreads, and the “5-handle” effectInventory returning to historical norms and what it means for buyersLabor market, bond market, and recession risk insightsAffordability, rising income, and homeowner equity driving opportunityStrategic refinance and cash-out opportunities for loan officersWhy Non-QM lending is growing and how to leverage itHow mindset, habits, and personal growth impact performanceOpportunities for loan officers to increase production in 2026👉 If you want actionable insights, realistic forecasts, and strategies to win this year, this episode is for you.🔔 Don’t miss out! Subscribe and stay ahead of the game with Market Shares.📌 New episodes drop every Friday at 10 AM PT!