2026 Market & Housing Breakdown: Rates, Credit Changes & Where Investors Are Buying

The 2026 housing market isn’t slowing down - it’s shifting.In this episode of Market Shares, I break down what’s really driving today’s market - from mortgage rate volatility and new credit scoring changes to where investors are still finding opportunities.I dig into the rollout of VantageScore and FICO 10-T, and why the idea of using rent to qualify may not help as many buyers as expected. Plus, what rising rates, global events, and oil prices mean for affordability - and your strategy moving forward.Topics I Cover:FHFA announcement: VantageScore vs FICO 10-T rolloutWill rent payments really help buyers qualify? (major flaws explained)Why most landlords don’t report rent - and why that mattersHow to strategically position borrowers in the new credit environmentThe “tale of two markets”: luxury vs first-time buyersWhere real opportunities exist right now (investors, non-QM, reverse)Mortgage rate volatility: what changed in 2026Should you lock your rate right now?How global events (oil, war, inflation) are driving ratesUAE leaving OPEC: what it means for oil, rates, and volatilityWhy the market outlook is still uncertain - and what to watch next👉 Watch to see where the deals are now - and how to stay competitive in today’s market.🔔 Don’t miss out! Subscribe and stay ahead of the game with Market Shares.📌 New episodes drop every Friday at 10 AM PT!