21 I How Jeanine Got Out of the Debt Cycle in Five Short Months

I need to do something different. This is the exact thought that prompted my client Jeanine to apply to work with me.  For decades she's found herself in and out of the debt cycle. Each year she noticed she was paying off thousands of dollars of credit card debt from past experiences which impacted her ability to be present in the current moment and make progress on new financial goals. In this episode of Money Files, we talk about how Jeanine no longer wanted to pay off debt and get right back into debt.  This time she wanted to pay off her debt and stay out of debt. Through my five month coaching partnership, I helped Jeanine create a spending plan that allowed her to pay off her debt and account for the reasons she’d used her credit card in the past.  We used her prior spending habits to start saving for things like travel, pet care, and auto maintenance on a monthly basis.  This intentional shift ensured Jeanine would be able to pay off her debt but also have funds available the next time any of the expenses came up. In this episode, you’ll learn… How Jeanine shifted from having $100 in her account between paydays to being a month ahead with her expenses How Jeanine separated her personal and business expenses How Jeanine used our work together to talk to her partner about money and set shared financial goals How Jeanine has shifted her thinking about “extra paychecks” throughout the year How Jeanine purchased a new car while working together and the impact it has had on her financial decisions If you’ve ever found yourself in the debt cycle or maybe you’re there now you’ll want to tune in to this episode.  In five short months, Jeanine went from just wanting a budget to being able to clearly answer her own question, “What comes after budgeting?” I’m inviting you to be able to answer this question for yourself as well.  Apply to work with me and end your debt cycle once and for all so you can discover life after learning to budget with ease. Visit www.wealthovernow.com