210: Breaking Free from Debt & Enjoying Life with Germaine Foley

What's the secret to building wealth without sacrificing the joys of life?  In this episode of Total Health in Midlife, I sit down with Germaine Foley, a Certified Life and Money Coach, to uncover the mindset shifts and actionable strategies that help women break free from financial stress. Germaine shares her deeply personal story of paying off over $200,000 in debt while still enjoying life's luxuries, like travel and dining out. We dive into how aligning your spending with your values can create a more fulfilling and sustainable path to financial security. If you've ever felt stuck in a paycheck-to-paycheck cycle or overwhelmed by debt, Germaine's "Do Both Method" offers a fresh perspective. Together, we discuss how to create financial systems that allow for both saving and living, ensuring you don't wait until retirement to enjoy life. Germaine's warmth, honesty, and practical insights will leave you inspired to rethink your relationship with money. Get ready to transform your financial habits without giving up the things you love. Tune in now and take the first step towards a balanced, empowered life! About Germaine Foley Germaine Foley is a Certified Life and Money Coach for women who make good money but aren't building wealth. She helps them take control of their finances and build wealth without losing the freedom to travel &/or buy nice things. Germaine came to this work because she found herself in over $200k worth of debt and with very little savings even though she had a really good income.  She figured out how to build wealth AND enjoy life at the same time and now teaches others how to do the same. Get full show notes and more information here: https://elizabethsherman.com/210Hey! I love hearing from you. Send me a text. Let me know what resonated with you. I submitted a talk for SXSW 2027: Biohacking Is Just Dieting in a Lab Coat. Community voting runs through August 23rd, and it's part of what determines who gets on stage in Austin next March. If this resonates, I'd love your vote: CLICK HERE. Free account required, takes about a minute. If you’re a woman in midlife who wants better health without obsessing over weight, you’re in the right place. I’m Elizabeth Sherman, a life and health coach and host of the Total Health in Midlife Podcast.After coaching hundreds of women, I know the real problem usually isn’t “not enough information” – it’s too much of it, and not knowing where to start. With close to 300 episodes, this show can feel that way too.To make it easy, I created a free Listener’s Roadmap that helps you figure out which episodes are right for you right now. Tell me what you’re struggling with – low energy, emotional eating, stress, sleep, exercise, or all of the above – and I’ll point you to a curated path of episodes and resources to get you moving.Download your free roadmap at https://elizabethsherman.com/roadmap.