211: Busting the Biggest Homebuying Myth: Do You Really Need 20%?

Think you need 20% down to buy a home? Think again. In this episode, we’re tackling one of the most persistent myths in real estate and breaking it wide open with real numbers, history, and stories from the field. We’ll look at why the 20% rule started, how it turned into an outdated myth, and what today’s buyers are actually putting down. From FHA and VA loans to conventional options as low as 3%, we’ll explore the real facts about down payments — and the pros and cons of putting less versus saving more. By the end, you’ll know exactly what’s fact, what’s fiction, and how much you really need to buy a home in today’s market.