EPISODE · Jul 10, 2025 · 24 MIN
#216: What I Wish I Knew Before Paying Off $100K Debt
from Inspired Budget · host Allison Baggerly
Let’s rewind to the beginning of our debt-free journey—back when I thought paying off six figures of debt would be simple, linear, and honestly… a little more glamorous.Spoiler alert: it wasn’t.In today’s episode, I’m getting real about the three biggest things I wish someone had told me before we even got started. These aren’t the kind of tips you find in a finance textbook. These are the behind-the-scenes lessons that shaped me emotionally, mentally, and practically and completely changed how I see money (and myself).No matter if you're just getting started, feeling stuck halfway through, or trying to get back on track after taking a break, this episode is your reminder that you don’t need a perfect budget or a big paycheck to make real progress.Links & Resources: 👉 Grab the FREE Debt-Free Roadmap. It's a step-by-step plan to help you get started 📖 Money Made Easy. My book walks you through budgeting and building financial confidence. 📱 Follow me on Instagram: @inspiredbudgetEnjoyed this episode?Take 20 seconds to leave a quick review. It helps the show reach more people who need encouragement and clarity on their financial journey. 💛You Might Like: Get the FREE Goodbye Debt Tracker! Grab my FREE Budgeting Cheat Sheet. Get the Budget My Paycheck Spreadsheet. Follow Allison on Instagram! @inspiredbudget Check out Inspired Budget's blog. Take my FREE class on How to Budget to Build Wealth!
What this episode covers
Let’s rewind to the beginning of our debt-free journey—back when I thought paying off six figures of debt would be simple, linear, and honestly… a little more glamorous. Spoiler alert: it wasn’t. In today’s episode, I’m getting real about the three biggest things I wish someone had told me before we even got started. These aren’t the kind of tips you find in a finance textbook. These are the behind-the-scenes lessons that shaped me emotionally, mentally, and practically and completely changed...
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#216: What I Wish I Knew Before Paying Off $100K Debt
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