22 - Property Investing 101 mini series - Part 2 Finance basics

🎙️ Property Finance Explained: Borrowing Capacity, LVR & Leverage (Episode 2)In this episode of Your Property Guide, Matt Piotrowski breaks down property finance in Australia and why it’s the foundation of building a scalable investment portfolio - not just buying one property.If you’re trying to understand how much you can borrow, how deposits work, or how to use equity, this episode gives you a clear, practical overview.We cover: Borrowing capacity and what banks actually assess  Loan-to-Value Ratio (LVR) and how it impacts your strategy  How equity works and what “usable equity” really means  Interest-only vs principal & interest loans  Fixed vs variable interest rates  Offset accounts vs redraw facilities  Why serviceability — not equity — stops most investors  The power of leverage in property investing This episode is designed to help you think strategically about finance, so you don’t limit your ability to keep investing.If this raised questions about your own situation, that’s the point. And if you want to make sure your finance is structured properly from day one and doesn’t hold you back long-term, the team at Dynamic Advisory can help guide you with a clear, scalable strategy.👇 Catch Up or Reach OutMatt Piotrowski – Investor, Buyers Agent, Director of Perth based Advisory firm and host of Your Property GuideMatt Piotrowski Instagram: https://www.instagram.com/matt.dynamic/LinkedIn: https://www.linkedin.com/in/mattdynamic/Dynamic Advisory – Perth’s Premium Buyers AgencyInstagram: https://www.instagram.com/dynamicadvisory/Book a strategy call: https://dynamicadvisory.com.au/📌 Next Episode: We dive into finance, loans, borrowing power and using leverage the smart way.📅 Listen to Episode 2 now or hit follow so you don’t miss it.Disclaimer ⚖️The information in this podcast is general in nature and is not financial advice. Always seek professional guidance tailored to your circumstances before making any investment decisions. Your Property Guide - The only property guide you will ever need.Your Property Guide - Powered by Dynamic Advisory - Perth Based Buyers Agency and QPIA accredited Property Advisory