220 | The Intention Tax: The Hidden Financial Cost Keeping High Earners Stuck episode artwork

EPISODE · Mar 24, 2026 · 23 MIN

220 | The Intention Tax: The Hidden Financial Cost Keeping High Earners Stuck

from Money Files: Money Mindset & Personal Finance · host Keina Newell - Personal Finance & Money Mindset Expert

If you’ve been telling yourself you’re going to get around to fixing your money, this episode puts language to what’s actually happening. I’m talking directly to the high-earner who can name all the things they should do, but still is not executing. That gap matters. And it’s expensive.Join in as I break down the intention tax, which is the price you pay in money, time, and mental energy for every financial decision you intend to make but haven’t made yet. For high-income earners, this can look small on the surface, but the cost adds up fast. Your money is stuck in the things that you intend to do. And when a twenty minute task starts to feel like an all day task, that’s when the list keeps growing and nothing changes.I also talk about system shame, low confidence in the outcome, and why repeating financial tasks without support can keep you in the same cycle. This is about being able to name what’s happening so you can make a different decision and stop paying for delay.In this episode you'll learn... [00:42] Why there’s often a gap between your intentions and your execution[03:18] What the intention tax is really costing you in money, time, and mental energy[06:11] Why small money tasks start to feel heavy, delayed, and expensive[09:41] How system shame lowers confidence and keeps you from taking the next step[17:42] What changes when you stop paying the intention tax and get supportTune into this episode of Money Files to discover why knowing what to do with your money is not the same as actually doing it, and how that gap can quietly cost you more than you realize.Get full show notes and the episode transcript: https://wealthovernow.com/the-intention-tax-the-hidden-financial-cost-keeping-high-earners-stuck/Links mentioned in this episode…Set up a call | Financial Coach Washington, DC | Wealth Over NowDownload my FREE spending plan

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220 | The Intention Tax: The Hidden Financial Cost Keeping High Earners Stuck

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