226: Namma Yatri : How A Payments Company Built the best Mobility App | Vimal Kumar (Founder, Juspay) | The Startup Operator Podcast

In this episode of The Startup Operator, Roshan spoke with Vimal Kumar, the founder of Juspay. Juspay is a fintech startup that provides payment solutions for businesses. They are also the creators of the BHIM UPI app, one of the most popular UPI apps in India. Juspay also developed the Namma Yatri app, an autorickshaw-hailing app that shot to popularity in Bangalore and is giving a serious competition to the likes of Uber and Ola in the city. It is a direct-to-driver app, which means that there is no commission or middle-men. Namma Yatri is also a community-driven app, which means that it is developed and operated by auto rickshaw drivers in the city.   Some of the takeaways from this conversation include - Building Namma Yatri as a side project  Designing solutions for scale Relevance of payment companies today  Tune in to this engaging discussion on sustainable business growth and gain valuable lessons that can be applied to your own entrepreneurial journey. Chapters: 00:00 Intro  01:35 Importance of first principles  06:52 Choosing software engineering over being a scientist  09:44 Designing solutions for scale 14:51 Choosing payments over other fields 23:17 Relevance of payment companies today  30:40 The best payment infrastructure in the world 42:32 Why they choose to be a payment provider  50:43 Future of payments  53:18 The origin of Namma Yatri  58:22 Difference between network and platform  1:12:22 Building Namma Yatri as a side project  1:18:47 Building an engineering team 1:23:30 Best part of Building Namma Yatri  1:30:00 Taking Namma Yatri to a national level 1:31:16 Localizing Namma Yatri    Don't miss out on this insightful episode of Startup Operator Podcast, where you'll gain valuable lessons for sustainable business growth. ------------------------------------- Click here to get regular WhatsApp updates: https://www.whatsapp.com/channel/0029VaA80HPIN9ixCWykZO1C -------------------------------------   Follow The Startup Operator:  ​Twitter: https://twitter.com/OperatorStartup​​ Linkedin: https://www.linkedin.com/company/startup-operator Instagram: https://www.instagram.com/startup_operator/ ------------------------------------- If you liked this episode, let us know by hitting the like button and sharing it with your friends and family!