228 | Stop Being Surprised by Summer Spending: A 3-Step Budget Reset episode artwork

EPISODE · May 19, 2026 · 12 MIN

228 | Stop Being Surprised by Summer Spending: A 3-Step Budget Reset

from Money Files: Money Mindset & Personal Finance · host Keina Newell - Personal Finance & Money Mindset Expert

You told yourself you'd be more intentional this year — and then Memorial Day weekend showed up, your friends started texting, and you committed to the trips, the concerts, the rooftop brunches. If you're being honest, your emotions made spending decisions before your budget could catch up and now you're staring at your bank account wondering where your money went.In this episode I'm talking about something most people completely ignore when they decide to become intentional with their finances. Just like the weather has seasons, so does your spending — and if your budget doesn't change with it, summer will show up, do exactly what summer does, and you'll be standing in September full of regret. When the sun comes out your calendar fills up, your kids' activities change, your dining out doubles, and your "I deserve this" moments start showing up everywhere. And none of that is a problem unless you never made space for it in your budget.I'm inviting you to take a quick pause right now to get in front of your summer spending so you can go into the season with a real plan and come out of it without the guilt, the shame, or the credit card hangover.In this episode, I walk you through how to actually prepare. Because going into summer with a plan means coming out of it feeling proud of how you spent your money.In this episode you'll learn... [00:02:00] Why your budget needs to change when the seasons change, and why not planning ahead is what leaves you broke in September[00:05:00] How having kids changes your summer spending (and the expenses that sneak up on you)[00:07:30] The specific areas of your budget you need to look at right now: holiday weekends, travel, dining out, gas, and what your kids need[00:11:00] Three steps to build a real summer budget, one you can actually feel good aboutTune into this episode of Money Files to discover how to prepare your budget for a fun and financially sound summer.Get full show notes and the episode transcript: https://wealthovernow.com/stop-being-surprised-by-summer-spending-a-3-step-budget-reset/ Links mentioned in this episode…Set up a call | Financial Coach Washington, DC | Wealth Over NowDownload my FREE spending plan

Episode metadata supplied by the publisher feed · Published May 19, 2026

Embed this episode

Ready to play

228 | Stop Being Surprised by Summer Spending: A 3-Step Budget Reset

0:00 12:26

No transcript for this episode yet

We transcribe on demand. Request one and we'll notify you when it's ready — usually under 10 minutes.

No similar episodes found.

No similar podcasts found.

Frequently Asked Questions

How long is this episode of Money Files: Money Mindset & Personal Finance?

This episode is 12 minutes long.

When was this Money Files: Money Mindset & Personal Finance episode published?

This episode was published on May 19, 2026.

Can I download this Money Files: Money Mindset & Personal Finance episode?

Yes. Use the download control on the episode player to save the publisher-provided media file.
URL copied to clipboard!