#229 - Monday Motivation - Let's Talk Money!

Summary:   This week's episode is a bit different. We're talking money! From one girlfriend to another, Diane is sharing vulnerable stories to inspire you to take action towards your financial health. If you feel stressed around your finances, you're living paycheck to paycheck, or you're stressed when investing in your health and fitness because you don't have the financial means, Diane is sharing some things she's learned in recent years. She talks about what's worked for her and who she looks to for financial advice.    Key Takeaways:   08:33 - Who is this episode for?  12:45 - Diane shares her financial upbringing and the impact it had early in adulthood 20:21 - 1st resource that changed the game 24:11 - 2nd resource to help you master your money mindset 28:11 - What Diane did & suggests you do to get started 29:23 - Credit card strategies you need to know 31:21 - Retirement, Checking, and Savings accounts to invest in  33:32 - Optimize your credit card usage & maximize the benefits 35:49 - 3rd resource to learn more about your spending  38:41 - How to align your credit card rewards with your spending habits 42:02 - Do this to avoid late charges and interest fees! 43:11 - What is a credit utilization ratio? 44:34 - Why Diane loves the Chase Sapphire Reserve credit card 42:20 - Business card recommendations & their benefits 49:43 - #1 tip for travel hacking 50:56 - Investments to think about & how to increase your overall wealth 52:45 - Why you should consider separate checking accounts 54:35 - Leave the basic bitch accounts behind and open these instead! 01:00:02 - Understanding your psychological barriers to financial success     Resources Mentioned:   Total Money Makeover by Dave Ramsey: https://www.amazon.com/Total-Money-Makeover-Classic-Financial/dp/1595555277  I Will Teach You to be Rich by Ramit Sethi: https://www.iwillteachyoutoberich.com/books/  Netflix Series, How to Get Rich with Ramit Sethi: https://www.netflix.com/vn-en/title/81410436  Check out https://thepointsguy.com/  Chase Sapphire Reserve: https://www.referyourchasecard.com/19l/8Q9EVN8CGT  Amex Platinum: https://americanexpress.com/en-us/referral/DIANEFAEAJ?XLINK=MYCP  Marcus Account: https://www.marcus.com/share/DIA-76Y-DIBQ   Schwab Account: https://www.schwab.com/client-referral?refrid=REFERBYHCJ6JV       Connect with Diane:   GET ON MY E-MAIL NEWSLETTER HERE Instagram: https://www.instagram.com/dianeflores_ifbb_pro  Join the Boss Bitch Besties Fitness Community: https://www.facebook.com/groups/dianefloresifbbpro  YouTube: https://www.youtube.com/@dianeflores_ifbb_pro    Freebies:   Plateau-Buster Guide: https://dianeflores.lpages.co/plateau-buster-guide/  Boss Bitch Empowerment Tools: https://bit.ly/BossBitchDownload5EasyThings Protein Snack List: https://bit.ly/ProteinSnackListDownload Sleep Hacks: https://bit.ly/FreebieDownloadForSleepHacks Full Body Training Program: https://bit.ly/FreeFullBodyTrainingProgramPDFDownload Supplement Guide: https://bit.ly/BossBitchSupplementGuide Work with Diane:   Get your personalized physique assessment here The Goddess Body Project 12 week program Get your FREE backstage packing list for competition here Fuel Your Body with the Goods:   Try Meal Prep Delivery with FitKitchen Code: Diane10  Try this Energy Shot from Magic Mind - Code: BBRadio Fave Boss Bitch Protein Bars - Built Bars *Use Promo Code: "Diane" at check out Cured Nutrition Code: BossBitch saves 20% off first order Nutrishop Supplement Shop - Code: BossBitch (free shipping) Dress Up & Show Up Like a Boss Bitch:   For 15% off your purchase at Toxic Angels Bikinis use Code: Diane  Get $10 off Bombshell Sports Wear HERE For 15% off at Pseudo Force Studio Apparel, use Code: BossBitch Salty Savage Fitness Apparel Code: AmandaGlitters