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#23: Traditional vs Roth Retirement Accounts: What’s the Difference? episode artwork

EPISODE · Jul 13, 2025 · 23 MIN

#23: Traditional vs Roth Retirement Accounts: What’s the Difference?

from Wealth Para Todos: Financial Security through Self-Care · host Rita Soledad Fernandez Paulino

In this episode of Wealth Para Todos, host Rita-Soledad Fernández Paulino addresses a listener's question about how to convert a traditional 401k to a Roth 401k. Soledad explains the basics of traditional and Roth retirement accounts, including their pros and cons, tax implications, and strategic planning for conversions. The episode also emphasizes the importance of financial literacy and offers practical steps for investing in the stock market. Additionally, Soledad stresses the value of community support and self-care while navigating financial decisions. Listeners are encouraged to book a discovery call for personalized financial coaching. 00:00 Introduction and Mission 00:21 Listener Question: Traditional 401k to Roth 401k 00:56 Current Events and Personal Reflections 01:46 Basics of Investing in the Stock Market 05:06 Understanding Retirement Accounts 06:16 Traditional vs. Roth Retirement Accounts 12:58 Steps for Roth Conversion 16:47 When to Consider a Roth Conversion 19:27 Converting Traditional Accounts to Roth IRAs 21:23 Final Thoughts and Next Steps Tax brackets for 2025Sign-up for Roth IRA Office HoursBook a Discovery Call to Learn More About 1:1 Coaching w/Soledad

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#23: Traditional vs Roth Retirement Accounts: What’s the Difference?

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Frequently Asked Questions

How long is this episode of Wealth Para Todos: Financial Security through Self-Care?

This episode is 23 minutes long.

When was this Wealth Para Todos: Financial Security through Self-Care episode published?

This episode was published on July 13, 2025.

What is this episode about?

In this episode of Wealth Para Todos, host Rita-Soledad Fernández Paulino addresses a listener's question about how to convert a traditional 401k to a Roth 401k. Soledad explains the basics of traditional and Roth retirement accounts, including...

Can I download this Wealth Para Todos: Financial Security through Self-Care episode?

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