#232 | How To Adjust Your Financial Planning for Higher Investment Risk When Stock Market Valuations Are Extreme - Financial Literacy, Financial Advisors & Wealth

Are you basing your financial planning on recent market gains—without accounting for how stock market valuations change investment risk?Many investors assume that strong past returns mean strong future returns. But history shows that when stock market valuations rise, investment risk quietly increases and expected returns often fall. If your financial planning doesn’t reflect this reality, you may be taking on far more risk than you realize.In this episode, you’ll discover:How stock market valuations directly influence investment risk and long-term expected returnsWhy reversion to the mean matters more for financial planning than recent performanceHow to think more realistically about risk when markets appear calm but valuations are stretchedListen now to learn how understanding stock market valuations can help you manage investment risk and build more resilient financial planning for the years ahead.Start Planning With Your STANDUP Advisors: https://www.johndegoey.ca/