232 superannuation part 2

We're continuing with part 2 of our superannuation mini-series and we cover a lot in this one so strap in! Dev talks about: 👉 spousal contributions & splitting contributions 👉🏼 what happens to super when you die & nominating a beneficiary 👉🏽 how is superannuation taxed - accumulation / retirement phase 👉🏾 changing super funds 👉🏿 excess super contributions 👉🏻 how is taxation/capital gains managed within super 👉 the low income super offset 👉🏼 super and the self employed 👉🏽 what is the down sizer contributions scheme 👉🏾 insurance within super 👉🏿 fees in super 👉🏻 superannuation guarantee Learn more about Altus Financial here: https://bit.ly/altusm3m 🛑 Please read our disclaimer + warnings before listening to this episode 📝 Episode transcript: https://bit.ly/m3meptranscripts 🏡 Join our facebook group for healthcare professionals 💸 Quick links to our resources and $20 off The Glen James Spending Plan my millennial money medical is produced by SYMO interactive, home of my millennial money. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs. The host of this podcast is an authorised representative of Money Sherpa PTY LTD, which holds financial services license 451289. To download the financial services guide, please visit: https://moneymoneymoney.squarespace.com/s/FSG-Dev-Raga-Personal-Finance-August-2025.pdf