234 | Why You Keep Waiting to Start (And What That Waiting Is Actually Costing You)

Have you been telling yourself you'll start when things calm down? Maybe when the debt drops a little, when the new job comes through, when the kids settle in, when you finally feel ready? I want you to sit with that for a second, because if you are honest with yourself, that future start date has already moved more than once.In this episode I am talking directly to my Keina lurkers. You know my work. You have been following along for months, maybe years. You know that you need support and you keep telling yourself you are almost ready. What I want you to understand today is that the waiting has a cost, and it is showing up in your life whether you are doing anything about it or not.I am breaking down five specific costs that do not show up on your bank statement: decision fatigue, the intention tax, stuck money, the avoidance tax, and the emotional cost that lives in the background of everything. I am also walking you through two versions of you six months from now so you can see clearly what the choice you make today actually creates.The best time to start is not when things are perfect. It is right now, in the middle of whatever is going on in your life.In this episode you'll learn...In this episode you'll learn...[00:02:10] Why your future start date keeps moving and how the cycle of waiting is keeping you comfortable in your discomfort[00:06:45] What a financial hum is and why you have stopped hearing the noise that is running in the background of your financial life[00:10:30] Why you do not need to get organized before working with a coach, and where else in your life you hire help without judging yourself for it[00:14:55] The real question: not whether you can afford coaching, but what it is costing you to keep doing this alone[00:18:20] The five costs of waiting: decision fatigue, the intention tax, stuck money, the avoidance tax, and the emotional cost that never appears on your bank statement[00:24:10] Two versions of you six months from now and why the difference between them is one decision made in the mess[00:28:40] What Keina's actual clients said when they applied, in their own words, and what they all have in common with youTune in to this episode of Money Files to understand what the cost of waiting is actually adding up to in your life, and why starting before you feel ready is the decision that changes everything.Get full show notes and the episode transcript: https://wealthovernow.com/why-you-keep-waiting-to-start-and-what-that-waiting-is-actually-costing-you/Links mentioned in this episode…Set up a call | Financial Coach Washington, DC | Wealth Over NowDownload my FREE spending plan