EPISODE · Nov 20, 2025 · 35 MIN
#235: How She Paid Off $94K of Debt in 3 Years with Jacent Wamala
from Inspired Budget · host Allison Baggerly
What if paying off your debt didn’t have to feel like punishment? In this episode, I’m joined by Jacent Wamala, a licensed therapist and money coach who paid off $94,000 of debt in just three years…all on a single income! After walking through divorce, grief, and grad school, Jacent decided to treat her debt-free journey as an experiment instead of a burden. She shares how she stopped letting shame lead the way, got practical about her money, and created systems that actually worked for her life. If you’re working to pay off debt, or thinking about starting, this episode will remind you that it’s not about perfection. It’s about progress, intention, and believing that your future self deserves peace of mind.Connect with Jacent:Instagram: @jacentwamalaYouTube: Jacent WamalaYou Might Like: Get the FREE Goodbye Debt Tracker! Grab my FREE Budgeting Cheat Sheet. Get the Budget My Paycheck Spreadsheet. Follow Allison on Instagram! @inspiredbudget Check out Inspired Budget's blog. Take my FREE class on How to Budget to Build Wealth!
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What if paying off your debt didn’t have to feel like punishment? In this episode, I’m joined by Jacent Wamala, a licensed therapist and money coach who paid off $94,000 of debt in just three years…all on a single income! After walking through divorce, grief, and grad school, Jacent decided to treat her debt-free journey as an experiment instead of a burden. She shares how she stopped letting shame lead the way, got practical about her money, and created systems that actually worked for...
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#235: How She Paid Off $94K of Debt in 3 Years with Jacent Wamala
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