24 | How Lynae Went From Money Confused to Money Confident in Two Years

When I first started working with Lynae, she was living in a credit card debt cycle, with no savings or emergency fund. She was full of fear and shame and guilt around money and how to manage it. This is a common initial profile of many of my clients. Lynae also knew that she had to start somewhere. In two short years, she has been able to build her savings, go down to part-time at her job, and start her own business, which she plans to transition to full-time next year. And this is only the beginning of her dreams and goals for herself. Today, Lynae and I are chatting about what it has been like for her to continue her money dates, budgeting, and financial visionsing beyond working with me. She shares how she was able to be prepared financially for her career transition, how evaluating and adjusting her numbers allows her to stay in sync with her goals, and what keeps her going on her money journey. Lynae’s mindset at the beginning of working with me was like so many people’s: afraid of where to start and unsure of how to dig out of past money mistakes. Once she opened herself up to creating her dream budget and regularly checking in with her money, she was able to begin building the financial stability, for herself and her loved ones, that she has always desired. In this episode, you’ll learn... About Lynae’s relationship with money before working with me [01:47] The unexpected results that Lynae has gotten from taking control of her money [03:09] How her budget is a living thing that adjusts with her goals and vision [05:12] How Lynae prepared financially for her career transition [07:43] How building up an emergency savings helped alleviate money stress [09:59] The importance of understanding your numbers and where your money is going [13:00] What it has been like evaluating and adjusting her numbers [16:43] How your financial security can have a generational impact [17:38] Why Lynae was initially resistant to creating her dream budget [23:22] Why you should challenge yourself to think about money as good instead of evil [25:44] Lynae’s thoughts on managing money during the ups and downs of the pandemic and how her money dates have helped with impulsive spending [29:06] Some of Lynae’s favorite questions to ask herself on a money date [30:30] What keeps her going on her money journey [31:59] Tune in to this episode to learn what it looks like to keep up the money management momentum. Get full show notes and the episode transcript: https://wealthovernow.com/how-lynae-went-from-money-confused-to-embracing-money-confidence-in-two-years Links mentioned in this episode… Lynae’s First Episode on Money Files