EPISODE · Jun 22, 2026 · 57 MIN
#242 - Scams, Smashed Trailers & Subcontractor Traps: What Lawn Care Pros Don't Know About Their Insurance
from Turf Nerds: A Lawn Care Podcast · host Evan Lindman and Greg Durbin
Evan’s Segway: https://amzn.to/49stgck Evan’s Walker’s: https://amzn.to/4wTxZ0O Use code TURFNERDS for 5% off orders $600 and up at Magna-Matic! Use code NERDS to save 10% on Spencer Products! Steve Bonesteel of Michigan Insurance and Financial Services is back, and this time he's sharing the claim stories that will make you rethink your coverage. From a smashed trailer that triggered five different insurance policies at once, to fraudulent salt scams costing contractors thousands, to subcontractor situations that left business owners completely exposed. Steve breaks down exactly where lawn care operators have gaps they don't even know about. We also get into the three biggest insurance misconceptions in the industry (snow removal coverage, business property coverage, and subcontractors), why filing small claims is quietly killing your renewal rates, and why cyber insurance might matter more to lawn guys than anyone has ever told you. If you're running a lawn or landscaping business in any of the 25+ states Steve covers, this episode could save your business. Text Steve at 517-947-1200. Tap Here for Turf Nerds Merch! Look! We Have A Website! Don’t forget to check out Green Frog Web Design and tell them the Turf Nerds sent you. Or Greg will scalp your lawn! Use promo code TURFNERDS for 50% off Equip Expo 2026 registration! Shoot us an email! [email protected] Instagram Facebook TikTok Subscribe on YouTube: https://www.youtube.com/@TurfNerdsPodcast?sub_confirmation=1 #LawnCare #LawnMaintenance #Mowing #MowingGrass #LawnCareBusiness #Toro #ToroMultiforce #CubCadet #BibleStudy #Bible #Christian #Business #Entrepreneurship #Comedy #2024 #Marketing #Advertising #TipsAndTricks #Tips #Success #Yakta #YaktaMowers #YaktaOutdoor #Spring #SpringRush #FYP #Mower #NewMower #UsedMower #RouteDensity #EquipExpo #EquipExpo2024 #Echo #Stihl #RedMax #Shindaiwa #StringTrimmer #WeedWhip #GreenFrogWebDesign #WebDesign #EzraMcCarthy #Aerator #Aeration #ZAerate #Bobcat #BobcatMowers #Husqvarna #HusqvarnaGroup #HYGREENTOOL #GOMOW #ThunderLightingSupply #ChristmasLights #Christmas #Trump #DonaldTrump #PresidentTrump #ElectionDay #EZDumper #DumpInsert #StempkyNursery #Mulch #MulchInstallation #TurfNerds #Newsmax #NewsmaxTV #CarlHigbie #CharlieKirk
What this episode covers
Evan’s Segway: https://amzn.to/49stgck Evan’s Walker’s: https://amzn.to/4wTxZ0O Use code TURFNERDS for 5% off orders $600 and up at Magna-Matic! Use code NERDS to save 10% on Spencer Products! Steve Bonesteel of Michigan Insurance and Financial Services is back, and this time he's sharing the claim stories that will make you rethink your coverage. From a smashed trailer that triggered five different insurance policies at once, to fraudulent salt scams costing contractors thousands, to subcontractor situations that left business owners completely exposed. Steve breaks down exactly where lawn care operators have gaps they don't even know about. We also get into the three biggest insurance misconceptions in the industry (snow removal coverage, business property coverage, and subcontractors), why filing small claims is quietly killing your renewal rates, and why cyber insurance might matter more to lawn guys than anyone has ever told you. If you're running a lawn or landscaping business in any of the 25+ states Steve covers, this episode could save your business. Text Steve at 517-947-1200. Tap Here for Turf Nerds Merch! Look! We Have A Website! Don’t forget to check out Green Frog Web Design and tell them the Turf Nerds sent you. Or Greg will scalp your lawn! Use promo code TURFNERDS for 50% off Equip Expo 2026 registration! Shoot us an email! [email protected] Instagram Facebook TikTok Subscribe on YouTube: https://www.youtube.com/@TurfNerdsPodcast?sub_confirmation=1 #LawnCare #LawnMaintenance #Mowing #MowingGrass #LawnCareBusiness #Toro #ToroMultiforce #CubCadet #BibleStudy #Bible #Christian #Business #Entrepreneurship #Comedy #2024 #Marketing #Advertising #TipsAndTricks #Tips #Success #Yakta #YaktaMowers #YaktaOutdoor #Spring #SpringRush #FYP #Mower #NewMower #UsedMower #RouteDensity #EquipExpo #EquipExpo2024 #Echo #Stihl #RedMax #Shindaiwa #StringTrimmer #WeedWhip #GreenFrogWebDesign #WebDesign #EzraMcCarthy #Aerator #Aeration #ZAerate #Bobcat #BobcatMowers #Husqvarna #HusqvarnaGroup #HYGREENTOOL #GOMOW #ThunderLightingSupply #ChristmasLights #Christmas #Trump #DonaldTrump #PresidentTrump #ElectionDay #EZDumper #DumpInsert #StempkyNursery #Mulch #MulchInstallation #TurfNerds #Newsmax #NewsmaxTV #CarlHigbie #CharlieKirk
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#242 - Scams, Smashed Trailers & Subcontractor Traps: What Lawn Care Pros Don't Know About Their Insurance
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