245 | Are You Avoiding Your Money? 4 Reasons High Earners Avoid Their Finances episode artwork

EPISODE · Sep 15, 2026 · 22 MIN

245 | Are You Avoiding Your Money? 4 Reasons High Earners Avoid Their Finances

from Money Files: Money Mindset & Personal Finance · host Keina Newell - Personal Finance & Money Mindset Expert

What if avoiding your money does not actually look like avoiding your bank account?You can make six figures, own a home, contribute to your 401k, take vacations, and still have parts of your financial life that you do not want to look at. Maybe you keep saying you will deal with the credit card balance next month. Maybe you move money between accounts to cover the same gap every single month. Maybe you know how much is in savings but have not actually decided how you are going to grow it. Or maybe spending has become a way to get temporary relief when you are stressed, overwhelmed, or just tired from the week.In this episode I am breaking down financial avoidance and why it can be especially sneaky for high earners, because avoidance is not always about ignoring your finances. Sometimes it is about avoiding the discomfort of making a decision. You will hear why making good money can actually allow financial avoidance to continue longer than it should, the four reasons you may be avoiding your finances right now, and how repeatedly handing decisions to your future self can slowly erode the trust you have in yourself.And most importantly, I am giving you three things to practice over the next one to two weeks so you can start changing the pattern without turning your finances into another source of restriction or shame.In this episode you'll learn...What financial avoidance actually looks like for someone making six figures or moreWhy avoidance is not always about ignoring your bank accountHow spending, moving money between accounts, and making minimum payments can sometimes become forms of avoidanceWhy spending money is not automatically a problem and the question to ask yourself insteadThe four reasons you may be avoiding your finances: discomfort, protecting your identity, not knowing what to do with the information, and having an income that allows you to recoverWhy a high income can create a cushion between your financial decisions and their consequencesHow to tell the difference between making good money and actually having a money management system that worksWhy repeatedly saying I will deal with it later can damage your trust in yourselfHow to use spending tracking to understand what is actually happening with your moneyHow fake math can keep you from making financial decisionsThe one financial decision you should make this week instead of handing it to your future selfTune in to this episode of Money Files to understand what financial avoidance really looks like when you make good money, what it is costing you, and what to do this week to finally stop handing uncomfortable financial decisions to your future self.Get full show notes and the episode transcript: https://wealthovernow.com/are-you-avoiding-your-money-4-reasons-high-earners-avoid-their-finances/Links mentioned in this episode…Set up a call | Financial Coach Washington, DC | Wealth Over NowDownload my FREE spending plan

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245 | Are You Avoiding Your Money? 4 Reasons High Earners Avoid Their Finances

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