#247: First-Gen Money Struggles and How to Overcome Them with Maria Melchor episode artwork

EPISODE · Feb 12, 2026 · 31 MIN

#247: First-Gen Money Struggles and How to Overcome Them with Maria Melchor

from Inspired Budget · host Allison Baggerly

What does it feel like to be the first in your family to graduate, earn a salary, and suddenly make more money than the people who raised you? In this episode, I’m talking with Maria Melchor, creator of FirstGenLiving, about the emotional and financial weight of being first-gen.Maria shares how she navigated guilt, money confusion, and cultural expectations while trying to build a secure financial life for herself. She talks about finding her footing, setting boundaries, and creating money habits that feel supportive instead of stressful.If you are the first in your family to “make it,” or you’re working to rewrite old money stories, you’ll feel right at home in this conversation.Connect with Maria:Instagram: @firstgenlivingTikTok: @firstgenlivingYou Might Like: Get the FREE Goodbye Debt Tracker! Grab my FREE Budgeting Cheat Sheet. Get the Budget My Paycheck Spreadsheet. Follow Allison on Instagram! @inspiredbudget Check out Inspired Budget's blog. Take my FREE class on How to Budget to Build Wealth!

Episode metadata supplied by the publisher feed · Published Feb 12, 2026

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What does it feel like to be the first in your family to graduate, earn a salary, and suddenly make more money than the people who raised you? In this episode, I’m talking with Maria Melchor, creator of FirstGenLiving, about the emotional and financial weight of being first-gen. Maria shares how she navigated guilt, money confusion, and cultural expectations while trying to build a secure financial life for herself. She talks about finding her footing, setting boundaries, and creating money h...

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#247: First-Gen Money Struggles and How to Overcome Them with Maria Melchor

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