#249 | How To Use Residential Mortgages To Increase Risk-Adjusted Returns Without Taking On Excessive Risk in Mortgage Funds - Financial Literacy, Financial Advisors & Wealth

Are you settling for low bond yields while overlooking Residential Mortgages that could improve your Risk-Adjusted Returns?With interest rates fluctuating and economic uncertainty rising in 2026, many investors are questioning whether traditional bonds, GICs, and even some Mortgage Funds are doing enough to generate steady income without unnecessary volatility. Residential Mortgages offer a different approach—one that may provide dependable income, diversification, and historically attractive Risk-Adjusted Returns.In this episode, you’ll discover:How Residential Mortgages can enhance portfolio diversification due to low correlation with stocks and bondsThe real risks behind Mortgage Funds—including liquidity, second mortgages, and gating—and how they’re managedWhy retirees and income-focused investors are turning to Residential Mortgages for stronger Risk-Adjusted ReturnsIf you’re looking to make smarter income decisions and potentially improve your Risk-Adjusted Returns, this episode will help you decide whether Residential Mortgages deserve a place in your portfolio.More about Gord RossJohn De Goey's Books. Grab your copy from Amazon:Bullshift: How Optimism Bias Threatens Your FinancesSTANDUP to the Financial Services IndustryThe Professional Financial Advisor IV